Ness

Jun 22 2006, 07:54 PM | Post #1

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Now I know this idea may have been suggested at one time or another but here’s my spin on it.

We should have item insurance. Now before you reply read the post. Do NOT just blabber on about how it will kill pking. I’ve got an idea to address that problem. My item insurance would work like this. You have to pay what the item would sell for in the general store to insure it. The insurance is only good for one death. Once you have been killed you must re-insure your items at the general store price to prevent loosing them upon another death. This item insurance would not allow you to insure any rare of any type regardless of its supposed worth. The item insurance would not work if you’re skulled while in the wilderness. It would also not cover being killed by any random events. This items insurance is only to cover accidental death while training or roaming the lands, Plain and simple. While I’ll accept suggestions my stance remains firm on my idea. I refuse to insure rares or protect skulled players or those killed by random events.


What do you think?

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Laugher

Jun 22 2006, 08:00 PM | Post #2

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stupid. you die its your fault.

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Mysticallity

Jun 22 2006, 08:08 PM | Post #3

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That makes replacing items obsolete. The store value is usually lower than the selling price.

Excluding rares is just... unfair. Other than armour and weapons, there's not really much to insure.

You're going to need a better payment for insurance. Anything below the market price is just too good, and anything equal or above the market price is not worth it. Either way, insurance is hard to put in with a balance.

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Ness

Jun 22 2006, 08:13 PM | Post #4

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Well, i tried.

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Loggy

Jun 22 2006, 09:27 PM | Post #5

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A good idea indeed, but I believe that if you die, it's your fault. In most cases.

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Baakalor

Jun 22 2006, 11:07 PM | Post #6

Unregistered



You can also chalk me up with the "you die, it's your fault" crowd. Sorry but I think item insurance is not a valid idea.

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Makoto

Jun 23 2006, 01:53 AM | Post #7

Unregistered



Insurance is meant to replace something that is either difficult to replace or difficult to maintain, such as health or a car.

You can get partyhats back, you can get armour back, you can earn random event objects back, you can get back the fish you lost on the dock...

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